Amica Car Insurance Reviews

This review of Amica car insurance is obviously not commissioned or endorsed by the Amica Car Insurance Company. This is an independent review from one of our independent car insurance company reviewers. Please  VISIT THE AMICA WEBSITE or continue reading to read through this Amica review. If you want to request quotes from many different car insurance companies then be sure to enter your zip code in on this page. If you want to request Amica car insurance quotes or ask specific questions about your Amica auto insurance policy then be sure to visit the AMICA WEBSITE.
The Amica car insurance company was founded in 1907 serving American consumers for over 100 years.

Today the company enjoys the title of being the “oldest mutual insurer of automobiles in the country”

In addition to this long history The Amica Insurance company also has earned many awards from industry rating agencies such as the JD Power and Associates 2009 award for “Highest in Customer Satisfaction Among National Auto Insurers,
10 Years in a Row”
Amica provides a number of insurance products for consumer and employs the same customer service commitment through all divisions. For example, they also won J.D. Power and Associates “2009 Award for Highest in Customer Satisfaction Among National Homeowner Insurers, 8 Years in a Row”
A company like Amica should always be considered when comparing car insurance companies. With a strong history and consecutive awards for customer service by J.D. Power and Associates, Bloomberg, BusinessWeek, A.M. Best (an insurance ratings company) and more a wise consumer should always get a quote from Amica before deciding on a final insurance provider.
Amica Car Insurance Policies
As a leading car insurance company one would imagine Amica has a wide range of auto insurance policies and they certainly do. In fact, the company website Amica even offers an online interactive guide to help potential consumers choose a policy called the Amica Advisor.
In addition to standard car insurance coverage Amica also offers many options to provide greater value to policyholders than some insurance companies. Depending on where you live your policy could have options such as:

• Identity theft protection


• Rental car coverage beyond standard limits


• Accident forgiveness to help maintain premiums in the case of a single car accident


• No deduction for depreciation if a total loss occurs within the first 6 months of owning a new vehicle


• Roadside Assistance


• And more…

Continuing with their extreme commitment to customer service Amica also extends a wide range of car insurance discounts including:

• Safe Driver Discounts


• Multi Vehicle Discounts


• Multi Policy Discounts


• Low Mileage Discounts

And even a variety of payment plans including the ability to pay you car insurance policy premiums online though your own unique customer management center.
Amica Car Insurance Customer Reviews
Not many car insurance companies heavily advertise customer reviews but Amica does so proudly. In fact on the company website and in advertising campaigns nationwide Amica is known to use real customer reviews as part of their marketing. Amica also has launched AmicaConnections.com – a dedicated website created by an insurance company to showcase and request customer reviews. Pretty impressive.
How to get an Amica Car Insurance Quote
Amica is accessible everywhere. From an online auto insurance quote form located on the Amica website to a toll free number its very easy to discuss your policy options with the company.
However, your search for car insurance comparison should always start by discussing your options with several companies so use our free ZIP CODE search to find local providers and get one step close to securing affordable car insurance coverage today. Source : carinsurancecompanies.com

AIS Car Insurance Reviews 2011

AIS Car Insurance is one of California’s leading providers for personal lines of insurance.  Founded in 1969 the AIS Insurance Company has more than 400,000 customers today.  Focusing primarily on California residents AIS has managed to become one of the state’s largest car insurance companies.
Some of AIS Auto Insurance products include traditional car insurance, classic car insurance, Motorcycle Insurance and Motor Home Insurance.
AIS Customer Reviews show the great commitment AIS has put to customer service but like any wise consumer always make sure you compare car insurance companies and get more than one quote before choosing a final provider.
How to Contact AIS Car Insurance
In addition to a website and toll free number where consumers can request a car insurance quote AIS also currently has 21 offices in California in the following locations:

• Cerritos
• El Segundo
• Escondido
• Fresno
• Glendale
• Irvine
• Long Beach
• Monterey Park
• Newhall
• Placentia/Anaheim
• Pleasanton
• Riverside
• Sacramento
• San Diego
• San Francisco
• San Jose
• Thousand Oaks
• Walnut Creek
• West Covina
• West Los Angeles

What are California Minimum Car Insurance Requirements?
Car insurance is mandatory for any car or motorcycle owner in California and the vehicles owner must carry sufficient auto insurance coverage which meets state minimum requirements. Minimum car insurance requirements in California are 15/30/15. This means the owner of any vehicle registered in California must maintain minimum insurance coverage as follows:

• $15,000 of coverage for injuries from an accident resulting in the death of one person
• $30,000 of accident coverage for accidents which involve death or injury of multiple people and
• $5,000 of coverage for property damage due to an accident by your fault.

AIS Car Insurance Review
While California auto insurance premiums are within the highest 10% of the nation the he AIS Car Insurance Company provides an outstanding commitment to California drivers and is truly knowledgeable of the California insurance. The company also provides multiple ways of contact with physical offices located in practically every major California City. Customer service is available 7 days a week and their website has been built so customers can access their policies and even print “proof-of-insurance” cards online.

Note to non-residents:  California motorcycle owners also enjoy a rare privilege as the state as no helmet law so if you’re moving from another state be aware that with no helmet law usually comes higher insurance premiums
Get an AIS Auto Insurance Quote
Ready to get a car insurance quote – find California car insurance rates today
Source: carinsurancecompanies.com

AAA Car Insurance Reviews - TOP INSURANCE 2011

AAA advertises itself as the “Most Trusted Auto Club in America” with over 50 million AAA members nationwide.

With such a loyal following for AAA’s emergency roadside assistance club the next logical offering would be car insurance and the company has succeeded in obtaining millions of loyal customers. In comparison to insurance companies whose main product is insurance AAA is still a non-profit organization focused on helping members save money.

Benefits of AAA Car Insurance
As an AAA car insurance company customer you will get advantages some insurance companies do not offer – such as the option to purchase an AAA Extended Auto Repair Warranty with such benefits as:

• Member Savings on Extended Warranty Plans
• Easy payment plans
• Transferable when you sell your car to a private party
• Your choice of licensed repair facilities throughout the U.S. and Canada

In addition, most AAA car insurance divisions (separated by regions – like AAA South, AAA Midwest etc.) offer discounts for prepaying your full 12 month policy upfront.  In contrast to most car insurance companies AAA also offers a 12 month policy. Many larger companies only provide a 6 month policy although generally renewed automatically.

AAA Car Insurance Discounts
As with many large car insurance companies AAA also provides many types of personal insurance policies such as Home Insurance, Life Insurance and Health Insurance all under the AAA brand name. This can mean substantial savings to consumers who opt at use the AAA insurance company for multiple policies. In fact when you purchase AAA car insurance its possible to save almost 20% in premiums should you purchase other AAA insurance policies.
 
How to Contact AAA Car Insurance
Since AAA offers various products according to where you live you can either call their toll free number or visit the company website which will automatically direct you to the division which handles your area of residence by identifying your computers IP address.
We can also help you find car insurance companies locally so use our ZIP CODE search to find local car insurance companies and compare car insurance companies online.
Search : carinsurancecompanies.com

Other Reviews :

advertisement

AIG Car Insurance Reviews - AUTO INSURANCE

AUC.com - AIG auto insurance is a product offering from AIG – one of the largest financial companies in the world however AIG has also been at the forefront of the Wall Street bailout news with many rating agencies downgrading the company and questions about its long term survival are still discussed by many financial experts. With headquarters in New York, The AIG car insurance policies were sold though the AIG Direct brand until it was later sold to 21st Century Insurance and then sold again as part of the Farmers Insurance Company acquisition of 21st Century.

How to get an AIG CAR Insurance Quote
While AIG car insurance reviews were good the AIG car insurance policy does not exist any more and you need to contact Farmers Car Insurance division or compare car insurance companies online to choose one from the many nationwide and local car insurance companies who offer coverage.
AIG / FARMERS Car Insurance Discounts
Saving money on car insurance is very possible with Farmers Car Insurance much like most national car insurance companies. Many offer car insurance discounts such as rewards for safe driving, vehicle safety equipment, multiple insurance policies held by the same consumers and more. Many consumers enjoy the customer service and reputation of Farmers Car Insurance so although AIG Car Insurance is no longer available consumers still have a very good choice for the car insurance products AIG used to offer.

How to Contact Farmers Car Insurance
Since Farmers car insurance offers various products according to where you live you can either call their toll free number or visit the company website to contact a Farmer’s insurance agent
We can also help you find car insurance companies locally so use our ZIP CODE search and compare car insurance companies online.
Source : carinsurancecompanies.com

21st Century Car Insurance Review

UAC.com - Thinking of choosing 21st Century Car Insurance for your next auto insurance policy? In addition to our 21st Century Car Insurance review you can also compare other car insurance companies to help you decide whether or not 21st Century Car Insurance is right for you. Remember, you have many car insurance companies to choose from so take a few moments and enter your zip code to get car insurance quotes from car insurance companies near you today.

About 21st Century Car Insurance
21st Century Car Insurance is now part of the Farmers Insurance Group of Companies®, the third largest personal lines insurer in the United States. 21st Century issues a wide range of insurance policies from auto insurance to mobile home insurance to classic car insurance. Currently they offer insurance products throughout most of the United States under companies using the 21st Century brand such as:

• 21st Century Pacific Insurance Company
• 21st Century North America Insurance Company
• 21st Century Centennial Insurance Company
• 21st Century Premier Insurance Company
• 21st Century Insurance Company

21st Century Car Insurance Reviews
As one of the larger insurance companies 21st Century Car Insurance company provides a number of options to help policy holders enjoy peace of mind including an easy to navigate (although content limited) website with an online claims processing option. The company also actively promotes free 24 hour emergency roadside assistance along with other benefits for their car insurance customers.
Getting a car insurance quote from the 21st Century Car Insurance Company is very similar to most car insurance companies as you simply enter your zip code on the home page or call an 800 number to speak with an agent. The process is relatively simple.
The one thing we did find missing on the company’s website however are links to any awards won through customer service rating agencies so it’s hard to tell whether or not their main focus is on price or customer service. Source : carinsurancecompanies.com

GEICO INSURANCE Top Ten Insurance 2011

UAC.com - With the wave of successful ad campaigns GEICO has launched in the last decade, it might seem that GEICO, our TopTenREVIEWS Gold Award winner, is relatively new to the auto insurance market. Not so. GEICO, which began in the District of Columbia as the Government Employees Insurance Company, has been an auto insurance provider for more than 70 years and has made its services available in all 50 states.

GEICO was among the first to develop a non-agent model for customer service, claims filing and policy inquiries, making these available through phone and Internet and allowing GEICO to pass savings on to its customers. In addition to these savings-oriented operational practices that provide new policyholders with substantial discounts, GEICO has earned and maintained the loyalty of its customers through its professional, helpful customer service representatives, efficient claims process and continued dedication to getting its policyholders off the road and back on again as quickly as possible.

Standout Features

• Infrastructural Savings Passed on to Policyholders
• Instant Online Premium Quote
• Online Policy Management

Response & Repair:

Getting your car safely off the road and in for repairs or replacement is one thing, but ensuring that motorists are back in their own car or temporary rental with little delay is another. Fortunately, GEICO excels at expediting initial towing and emergency services through its affiliates with streamlined claims and adjustments services to see that necessary repairs and replacements are done as quickly as possible, with the ins and outs of cost and culpability settled responsibly, judiciously and, most importantly, rapidly.

GEICO also offers its policyholders the ability to track claims online, doing away with the complicated "Phone-trees" that many car insurance companies require customers to go through to track claims.

Policy Flexibility:

GEICO is incredibly flexible with its policy attributes, crafting policies that suit the needs and budgets of its policyholders, while extending its streamlined business-model savings to the customer. Whether you are looking to insure multiple vehicles or drivers, increase or decrease deductibles on policies, reduce coverage to Liability-Only or manage the payment cycle or structure, GEICO allows its policyholders an unprecedented freedom to do so. Best of all, this can all be done online or over the phone with a dedicated GEICO insurance agent, which can be an added benefit for those living in rural areas.

Benefits & Discounts:

Many discounts are enjoyed outright through GEICO's area agent-free infrastructure. As for others, GEICO offers a variety of discounts ranging from good driver discounts, good student discounts (for younger drivers attending school) and automatic payment discounts, as well as discounts for multiple-policy holders and established customers. GEICO also offers discounts for policies involving cars with advanced safety and security features, including air bags, anti-lock brakes, car security/anti-theft systems and daytime running lights, among others.

As GEICO origins are in its Government Employee Insurance Company, GEICO offers many benefits and discounts to active, reserved and retired military personnel, as well as senior-level federal employees. But, just as it is no longer a company intended only for government employees, GEICO extends similar benefits and discounts to more than 275 affiliated groups.

Customer Service & Claims Timeliness:

Getting you and your vehicle off the road and into the mechanic or appropriate technician is only half the battle. Seeing that claims are processed and repairs completed in a timely and efficient matter is another matter altogether. Fortunately, this is where GEICO stands out, giving its policyholders a variety of methods for reporting and tracking claims, while mediating between various auto insurance companies if necessary and facilitating timely car repairs. Claims can be reported and tracked entirely online, freeing up motorists to get on with day-to-day responsibilities as opposed to spending a considerable amount of time filtering through "phone trees" to speak to a claims adjuster or agent. Although, for additional convenience, policy information and claims information can still be accessed by phone, with the assurance of a fast connection to the appropriate party.

GEICO's reputation for its customer service is largely what has proven to be the true catalyst for its retention and policyholder satisfaction, not its entertaining, popular commercials or its slight savings. This is evident in its retention rate, which ranks among the best in the auto insurance industry.

Summary:

GEICO has emerged as one of the premiere car insurance companies in recent years--and for good reason. Offering its customers upfront savings on auto insurance policies, providing streamlined claims reporting and tracking and emphasizing personable and responsive customer service, all while facilitating quick repairs to get motorists back in their cars and on the road. Combine this with its bounteous offering of discounts, policy flexibility and potential for multiple policies such as home, life, boat and others and you have a one-stop-shop for auto insurance--as well as other insurance--needs that is as convenient and timely as a drive-thru window.

Source : http://insurance-quote-review.toptenreviews.com/auto-insurance/

American Family insurance - auto insurance reviews

For more than 80 years, we've made it our business to give our customers peace of mind by making their insurance experience easy and convenient. American Family Insurance understands you are looking for a relationship with a stable and trustworthy company. You want an expert, caring advisor who works toward making your insurance experience easy and convenient. An advisor who ensures there are no unwelcome surprises and peace of mind, especially in your time of need. Our knowledgeable agent advisors provide auto, home, life, health, business, and farm & ranch insurance

American Family Insurance
1811 Pioneer Park Way
Springfield OR 97477-1141
Monica Smith Agency


Here are a member FAMILY INSURANCE opinion about this insurance service

I have been with American Family Insurance for over 10+ years.I have had the best agents up to when my agent Brandy Clayton retired to have a family, we were moved to another agent that had a bad personality and moved to the MONICA SMITH AGENCY. That was not much better. We wanted to immediately move from her agency too. I decided not too and just stay and see if she would work out or not. We'll that was a BIG MISTAKE!!! I asked for UMPD to be put on my policy 3 months ago, when I changed my comp. to a $1000 ded. Monica Smith recommended that I get UMPD coverage because of the high ded. I added that coverage. Monica forgot or ???? and just did not add that coverage to my policy ( I thought I had UMPD coverage like I had discussed with Monica 3 months earlier). 30 days later I was informed I have never had UMPD, of course not since it was added 3 months ago over the phone. My son and daughter also have it. My suv is the most expensive of the 3 cars and even the adjuster said that my car should have UMPD over the other 2, since it was the most expensive. The adjuster did not understand why my agent had the coverage on their cars and not mine when I am the main policy holder. I was in a car accident and was told that I would have a $200 ded. when filed police report. After 30 days and getting the police report filed, I was told that I do not have UMPD. I have a $1000 ded. which I'm fine with, but the UMPD that my agent was supposed to add has $200 ded. which a hit and run would go under. My damages are $750. Monica Smith has lied to the insurance commissioner and other agents that I asked her not to put UMPD on my coverage which is a total lie. I write on envelopes what is being said during phone conversations. I have one envelope that I wrote my desired insurance changes I wanted when talking to Monica Smith 3 months ago. I have 10 other envelopes that have info from other services. It's a common practice for me, I never have paper around, yet I always have envelopes around to write on. FUNNY TOO-MONICA WAITED 30 DAYS TO TELL ME I DO NOT HAVE UMPD COVERAGE. She cannot own up to her mistakes.
And American Family says they make your insurance experience easy and convenient. An advisor who ensures there are no unwelcome surprises and peace of mind, especially in your time of need.
I'm not receiving convenient and easy service without unwelcome surprises. I sure had a very UNWELCOME Surprise.
My family has given american family $500 a month for 3 cars and homeowners insurance. I also had business insurance with them for 6 years which added to a lot of money going to am/fam.My agent Monica Smith has also lied to her customers about PIP insurance. You can have a $250 ded and she told us it was against Oregon law to have a ded. on PIP. (against the law, great way to get extra $$$$ by not telling the truth to her clients) She checked into it and found out you can. Also told me that I was the first person ever in the history of her being an agent that has written a policy with a ded. on PIP coverage. Just think of all the customers she is taking advantage of. Out to make an extra buck where ever she can. Oh yeah!, My agent wrote a letter to the insurance commisioner and said that I was trying to twist her (Monica Smiths) words etc.. to get the outcome I wanted. Can you believe that???? Pretty much telling her customer that they are a con artist. WOW. She would not even have a paycheck if it was not for customers!!! Stay away from this company and especially this rude, incompetent agent!!! Cant even write my policy changes right. Then she says she took the ethical road, because it would not be fair to American Family to have to cover this claim under a coverage that the customer did not want to pay the premium to add. Monica is UN ETHICAL. Not putting on the UMPD on my Honda Passport for $11 a month. It is such a small expense and that is why I wanted to go with her recommendation. To be covered for an accident that was not caused my me. My son has left the insurance asap as soon as he saw what they (am/fam-monica smith) were doing to me. As a paying and loyal customer to American Family Insurance Company for 10+ years, I refuse to be treated like this. Furthermore, under no circumstances will I tolerate lies. I was very clear and pragmatic with my directives to Agent Monica Smith.
American Family has yet to fix this severe mistake of my agents

 Other insurance
 

Source : http://www.carreview.com/

There are many things you should think about when you are purchasing teen auto insurance. Many things you should think about are paying annually, the type of car your teen is driving, adding a named driver, and more.

Finding cheap auto insurance can be difficult. So your teenager finally got their driver’s license and you now need to find them good insurance. There is a Pass Plus exam that is offered right now. The Pass Plus is an intensive driver’s training course that is aimed at teens and new drivers becoming better drivers. When a teenager passes this exam you will automatically receive a 35% discount on your auto insurance. This is a big deal because teenagers are very expensive to put on your insurance......


The car your teenager drives will make a big difference to what your premiums are for them also. You can find the lists on the Internet which cars are the most expensive to insure and which cars are the cheapest to insure. If the car is not on the highest stolen list then it will be cheaper to insure for your teen. The theory is that the cheaper the car is then the cheaper the teen auto insurance will be.

Although you are looking for cheap auto insurance you also need to realize you must have the appropriate coverage for your child. Statistics show that teenagers have more accidents than adults because they have less experience driving. This is a proven fact. If your child is in an accident you should be sure that your insurance will cover the damages your teen may have done to the other vehicle. You don’t want to have an insurance claim that you cannot afford to pay and your insurance didn’t cover. Be sure of all of the coverage you have opted for your child. Don’t be looking for only the cheapest because this might put you in a bad position.



If you have a teenage daughter then you are in a little bit of luck. It is proven that girls and women get in less accidents then teenage boys and men. Because of this statistic, females are cheaper to insure. However, just because of the gender doesn’t mean that the insurance will remain at a low rate.

Maintaining a low auto insurance rate for your teenager also means that they are driving without being pulled over for traffic violations. The first ticket is usually a freebie and your teenager will be sent to defensive driving school. That is of course if the violation is something simple like speeding. Your rates will begin to drop every six months as your child drives without any tickets on their license. If your teenager begins to get tickets and pulled over then your insurance rates will begin to increase and you may not be able to afford to insure them.

When you are looking for cheap auto insurance for your teenager you need to think about many things. Consider the type of car your teenager will be driving and be sure your teenager is driving responsibly not getting pulled over.

Photo Credit: 1, 2

Related Insurance Post:

+ Motorcycle Insurance Coverage - Choosing Insurance For Your Bike
+ How To Get Cheap Auto Insurance

Featured Links:

+ Dummy Health Guide for Malaysian
+ Dating and Relationship Blog
+ Malaysia Real Estate Blog
+ GeekMalaya - Malaysia Computer and Technology Blog

Kian Chew is a car insurance expert and owner of Car Insurance Hot Zone. Car Insurance Hot Zone helps those who wish to lower their car insurance cost for life by using a few basic rules and some strategies which few people know. You can instantly view the secrets by visiting http://www.CarInsuranceHotZone.com

What Should You Look Out For When Getting Teen Auto Insurance?

It isn't always easy to choose the right insurance carrier to handle your needs - especially when the automobile you're trying to insure isn't an auto at all, but a motorcycle.

Shopping for any kind of insurance can be tricky. Companies have the tendency to offer different types of plans, making it difficult to know which ones offer the same basic benefits for the same price. It isn't uncommon for one insurance carrier to offer you a policy at one price, and another carrier a totally different price for what appears to be the same coverage. The reason? It isn't always apparent. Maybe the higher priced agency offers full replacement value should your motorcycle be stolen or totaled in a crash, while the other carrier only pays the amount the bike was worth at the time of the accident - which can leave you paying thousands in extra costs to buy a new bike similar to the one that you lost.

Another difference may be in the deductible being offered. The higher the deductible, the lower the insurance rate. But, be careful. It's always a good idea to carry the lowest possible deductible that you can afford, since this is money straight out of your pocket in the event of a claim......


It's always important when shopping for any type of motorcycle insurance to check out the laws in your particular state to see what you are legally required to carry, in order to avoid buying more coverage than you actually need.

The first thing you'll have to decided when purchasing motorcycle insurance is what type of coverage you want and need. If you've taken out a loan to buy your bike, your creditors will more than likely require you to purchase full coverage until the loan is paid in full, but if you were lucky enough to pay cash for your bike (or handle financing in some other fashion), than you may be able to decided exactly how much insurance you really need and want to pay for.

Liability coverage allows you to carry a low premium, but keep in mind it doesn't cover any of your costs associated with an accident, theft or vandalism. It is basically a policy to cover the other guy and any costs you may find yourself responsible for.

Collision insurance will help pay for the replacement or repair of your own bike should something happen to it, and full, or comprehensive coverage pays for everything, including heft, vandalism and all costs associated with any accidents you may be involved in.

Once you decide on the type of insurance you want and the deductible you're comfortable with, it's time to start shopping around. The best way to find a good deal is to talk to other bikers in your community to see what carrier they use and what cover ages they carry. After that, the decision is yours. The important thing is to get what you need for a price that you can afford.

Sponsored by: http://www.balootisme.com

Related Post:

+ how to get cheap auto insurance

Author: Sick and Tired of Not Profiting From Your Websites? Start Your Own Best Niche Websites Network TODAY with eWebCreator.com. Get Our FREE Website Secrets e-Course Here.

Motorcycle Insurance Coverage - Choosing Insurance for Your Bike

Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It's almost like a parlor game, isn't it. I've done it too. If you've ever gotten a speeding ticket or have a young teenager itching to drive that you've just added to your policy, or if you've been involved in an accident, it can get more and more expensive, can't it? Auto insurance is too expensive. You're not alone. it's true for almost every American family. Not surprisingly, many are always looking to get cheap auto insurance -- why do you think you see the constant stream of various car insurance commercials? Geico, 21st Century, Farmers, Mercury, and on and on it goes.

The problem for discounts, however, is quality. Many ask is, "Is this cheap auto insurance worth buying? What kind of coverage do I have to sacrifice for a cheaper premium?" What is a small bi-yearly or yearly or monthly bill can become astonishingly high if you cheat on your deductible coverage or coverage amount. You need to therefore really search the different companies for the best, most comprehensive policy. Hope is here. There are good companies out there...


There are tips to follow so as to get the cheapest auto insurance possible. Here are my recommendations you should follow when looking for the best cheap car insurance:

1. Consider your car. It is a sports car? You should be aware that sports cars are more often stolen and certain colors also contribute toward a higher premiums. Think about getting something more conservative

2. Every year, re-examine your plan. Look if you can't reduce costs further. You probably can. Call the auto insurance company and ask about the things you don't understand. Most are very helpful as they don't want to lose business for the company and most of their calls are recorded. I've never had a bad customer service call yet with auto insurance companies for they know people are always shopping and comparing.

3. Drive safer and drive legal. I know this sounds simple but if you think about it, you can probably reduce the risk you have if you resolve to drive safer. This means you avoid accidents and over time, years build up. When you can say, "I've not had a ticket or an accident since March 1996," that looks good to an auto insurance provider.

4. I'm all for loyalty but in business, remember: companies are loyal to their bottom line, not yours. No matter how long you've been with a car insurance company, even if it's your Uncle Fred, don't just renew without thinking about it. Look around. Ask for a discount. It's always a buyer's market when it comes to auto insurance. Additionally, there are many online discount car insurance brokers now that give you quick quotes, not only for their company but for all the major ones as well. Progressive Insurance does this. If you apply a little diligence, this will help you find the cheapest car insurance possible for you.

5. Pay very, very close attention to your deductible amount on all the different points. What is the deductible amount? It's the amount of money you pay out of pocket on any claim. Here's a simple tip. If you are a good driver with a great driving record, then I think you should seriously consider establishing a large amount of money for the deductible in the event of a claim as this will lower your rate as you take more of the risk. The car insurance company rewards you for taking more of the risk by lowering the amount for that particular policy point.

6. Look at offers in the mail. Companies spend a lot of money on direct mail campaigns. They often put together great offers for just that mailing in order to spike business. Because of this simple idea (and I almost always throw direct mail away), I literally lowered my auto insurance premiums by half -- I'm not kidding -- while actually increasing the coverage on certain policy points!

Conclusion

I'm confident that if you apply these simple ideas, you will significantly lower your car insurance costs. Following these straightforward, easy tips will allow you to find a cheap car insurance policy for you.

Sponsored by: http://www.balootisme.com

Author: You can save money with free online auto insurance quotes by visiting the Web site here good-auto-insurance-info.info, a popular auto insurance website that provides advice, tips, and resources to include on how you can save on your car insurance.

How to Get Cheap Auto Insurance - The 6 Simple Tips To The Cheapest Auto Insurance